Welcome to Elevate Pathways Coaching & Consulting, Inc. (hereafter referred to as “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website — www.elevatepathwayscoaching.com — and all related services, products, and digital content offered through this platform.

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use our site or services.

1. Use of Our Website

You may use this website for lawful purposes only and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable federal, state, or local laws.
• Attempt to gain unauthorized access to any part of the website, server, or network.
• Use any automated tools (bots, crawlers, etc.) to interfere with or disrupt our site functionality.

2. Intellectual Property Rights

All content on this website — including text, graphics, logos, images, videos, and digital materials — is the intellectual property of Elevate Pathways Coaching & Consulting, Inc. or its content providers.
You may not reproduce, copy, modify, distribute, or publicly display any part of this website without prior written permission.

3. Coaching and Consulting Disclaimer

Our coaching and consulting services are designed for educational, motivational, and professional development purposes.
While we strive to provide accurate and valuable guidance:

• We do not guarantee specific personal, business, or financial results.
• Coaching does not replace professional advice from licensed medical, psychological, legal, or financial experts.
• Each client is responsible for implementing the strategies discussed and for the outcomes achieved.

4. Financial & Insurance Advisory Services

Any discussions or advisory sessions related to financial or insurance topics are offered for informational and educational purposes.
All such services are subject to applicable state licensing and regulatory guidelines.
Clients are encouraged to review policies, products, and plans independently before making financial decisions.

5. Payments and Refunds

Payments for services, digital products, or programs must be made in full at the time of purchase unless otherwise stated.
All prices are listed in USD.
Refunds are handled in accordance with our Refund & Returns Policy, available on this website.

6. Appointments and Cancellations

We value your time and ours. Coaching or consulting sessions may be rescheduled with at least 24 hours’ notice.
Failure to provide adequate notice may result in forfeiture of that session or fee at our discretion.

7. Online Store and Digital Products

All digital downloads, online courses, and e-books are for personal use only.
You may not share, redistribute, or resell any content purchased from our platform.
All digital sales are final unless otherwise specified.

8. Third-Party Links and Integrations

This website may contain links to third-party platforms such as Eventbrite, Calendly, Patreon, YouTube, or payment gateways.
We are not responsible for the content, policies, or actions of these external sites.
Use of any third-party service is at your own discretion and subject to their respective terms.

9. Privacy Policy

Your privacy is very important to us.
Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.

10. Limitation of Liability

To the fullest extent permitted by law, Elevate Pathways Coaching & Consulting, Inc. shall not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of our website, products, or services.

You agree that your exclusive remedy for dissatisfaction with this website is to discontinue its use.

11. Indemnification

You agree to defend, indemnify, and hold harmless Elevate Pathways Coaching & Consulting, Inc., its officers, directors, employees, contractors, and affiliates from any claims, liabilities, damages, losses, or expenses arising out of your use of the website or violation of these Terms.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Florida, United States of America, without regard to conflict of law principles.

13. Updates and Modifications

We reserve the right to modify or update these Terms at any time.
Revisions will be posted on this page with an updated “Effective Date.”
Continued use of the site constitutes acceptance of those changes.

14. Contact Information

If you have questions about these Terms, please contact:

Elevate Pathways Coaching & Consulting, Inc.
Email: [email protected]
Phone: (904) 478-1206
Mailing Address: 2073 Palmetto St. #482, Middleburg, FL 32050